Reward · Instant Payback

Every eligible receipt
is rewarded.

Reward instantly.

Instant Payback (FRI) credits a reward as soon as the receipt is validated. It is the high-volume entry point that kicks off the repeat-purchase cycle.

Fidecoinon WhatsApp
Here's my receipt 🧾
Receipt received ✓
Analysing the receipt…Product identified Retailer identified Eligible offer Purchase validated
Reward+ €2.00
Your Lucky Payback bonus is waiting for you.
Reveal my bonus
Sample conversation — illustrative amount
How it works

A receipt. WhatsApp. A reward.

  1. 01

    The receipt arrives on WhatsApp

    The shopper simply sends a photo of their receipt. No app to download.

  2. 02

    AI reads the receipt

    AI, the invisible engine, reads the receipt, recognises the retailer and checks eligibility.

  3. 03

    The payment is verified

    With the consumer's consent, the receipt is matched with a real bank transaction via Tink.

  4. 04

    The reward is credited

    In Fidecoins: 100 Fidecoins = €1, convertible into euros and paid into the shopper's bank account.

An immediate reward.The start of the repeat-purchase cycle.

Instant Payback

An immediate, tangible and verified reward.

  • Everyone wins

    Every eligible receipt is a winner

    Every validated eligible receipt triggers a guaranteed reward.

  • Frictionless

    No dedicated app

    A receipt, WhatsApp, a reward: the experience stays simple for the shopper.

  • Bank reconciliation

    The receipt proves the content, the account proves the payment

    The reward is only paid after bank reconciliation via Tink: the receipt is matched with a real transaction.

Fidecoin · Solutions

Your next campaign
can go all the way to the purchase.

Discover how Fidecoin can connect activation, purchase, reward and rebuy.